Commercial Real Estate

Commercial Real Estate Loans

Riverside Park Capital provides commercial real estate loans from $500,000 to $10,000,000 for multifamily, mixed-use, retail, office, industrial, and other investor-owned commercial properties.

$500,000 – $10,000,000
Commercial Real Estate

Key loan facts

Loan amount
$500,000 – $10,000,000
Eligible properties
Multifamily (5+ units), Mixed-use properties, Retail centers and storefronts, Office buildings, Industrial and warehouse, Self-storage facilities, Stabilized commercial acquisitions
Underwriting 1
Max LTV: up to 75% on stabilized assets
Underwriting 2
DSCR: generally 1.15x or higher preferred
Underwriting 3
Recourse and non-recourse structures considered

Commercial lending starts with the asset and its cash flow

Commercial real estate financing is generally sized around the property's income, value, occupancy, business plan, and the sponsor's experience. Riverside Park Capital reviews stabilized and transitional investor-owned assets within its program range.

Where it fits

This page is most relevant for multifamily, mixed-use, retail, office, industrial, warehouse, and self-storage properties—not owner-occupied homes.

Illustrative example

A sponsor refinancing a stabilized apartment building may be evaluated on NOI, DSCR, occupancy, leverage, property condition, and the requested exit structure.

Initial fit check

Start with property type, current occupancy, in-place NOI, requested loan amount, and whether the transaction is an acquisition or refinance.

Have those basics ready? Submit the transaction for an originations review.

Eligible Asset Types

  • Multifamily (5+ units)
  • Mixed-use properties
  • Retail centers and storefronts
  • Office buildings
  • Industrial and warehouse
  • Self-storage facilities
  • Stabilized commercial acquisitions

Underwriting Guidelines

  • Loan size: $500,000 – $10,000,000
  • Max LTV: up to 75% on stabilized assets
  • DSCR: generally 1.15x or higher preferred
  • Borrower type: investors, sponsors, owner-operators (commercial use)
  • Recourse and non-recourse structures considered
  • Permanent financing available for stabilized assets

Who This Is For

  • Experienced commercial real estate investors
  • Sponsors acquiring or refinancing income-producing properties
  • Developers seeking permanent debt on completed CRE assets
  • Owner-operators on eligible commercial properties

Who This Is Not For

  • Owner-occupied residential homebuyers
  • Loan requests below $500,000
  • Single-family primary residences
  • Properties requiring significant pre-stabilization

Frequently Asked Questions

Submit a Loan Request

Ready to request financing? Submit your loan request for a same-business-day review from our commercial lending team.

Submit a Loan Request View Program Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.

Loan Parameters

Minimum$500,000
Maximum$10,000,000
Not eligible: owner-occupied residential, loans below $500K

Related Programs

Explore Riverside Park Capital

Ready to Request Financing?

Commercial real estate and investor property loans from $500,000 to $10,000,000.

Submit a Loan RequestView Guidelines

Subject to underwriting, collateral review, borrower qualification, and lender approval. Not a commitment to lend.